Health & accident insurance for students in Italy: Why we recommend WorldTrips insurance

By Go! Go! Italia staff
07 Jul 2025
Reading Time: 3 minutes
Insurance for students in Italy

If you’re planning to study in Italy, one of the most important things to arrange before your departure is health and accident insurance. Not only is insurance required when applying for a student visa, but it also provides essential protection during your stay in Italy. That’s why Go! Go! Italia recommends WorldTrips Insurance, part of the trusted Envisage Global Insurance Group.

The insurance for students in Italy that we suggest, offers comprehensive coverage designed for international students and tourists, and we’ve partnered with them to ensure a smooth and reliable experience for those coming to Italy.

Insurance for students in Italy

Why do you need health insurance in Italy?

Health insurance is mandatory for all visa applicants coming to Italy. Even if you’re not applying for a visa, having insurance is strongly advised. Medical care in Italy can be expensive in emergencies, especially if you are not a resident enrolled in the national health system. A broken bone, unexpected illness, or hospitalization could quickly result in significant costs.

With WorldTrips insurance, you’re protected against those financial risks. Including medical expenses, emergency evacuations, trip interruptions, and even lost luggage, you’ll have the peace of mind to focus on what matters most: your studies and cultural experience in Italy.

Key benefits of WorldTrips insurance

Simple Online Sign-Up

You can apply for your policy online in just a few minutes using our user-friendly application form.

Flexible Dates

Whether you’re staying in Italy for a few weeks or several months, you can customize your insurance coverage dates to match your travel plans.

English-Speaking Support

WorldTrips offers English-language customer service via email or phone, making communication easy for international students.

COVID-19 Coverage

Many insurance policies exclude pandemic-related illnesses, but WorldTrips covers COVID-19 medical costs while you’re in Italy.

Insurance for students in Italy

What’s actually covered?

WorldTrips provides robust health and emergency coverage, including:

Health and Medical Services

  • Hospital room and board
  • Intensive care unit
  • Local ambulance (if hospitalization follows)
  • Surgery and outpatient procedures
  • Mental health treatment (inpatient and outpatient)
  • Emergency dental care (pain or accident-related)
  • Physical therapy and chiropractic care (with physician referral)
  • Prescription medication reimbursement

Emergency Travel Services

  • Medical evacuation (up to $50,000)
  • Repatriation of remains (up to $25,000)
  • Emergency reunion (travel costs for a family member during life-threatening events)
  • Trip interruption coverage (up to $1,500)

Additional Protections

  • Accidental death and dismemberment
  • Lost checked luggage (up to $250)
  • Personal liability coverage (up to $100,000)
  • Sports coverage (non-contact and recreational sports)

More details can be found here.

Important note before you travel

This insurance must be purchased before you arrive in Italy. It is only available to individuals who are currently outside of Italy, so make sure you arrange it before your departure.

How to use your insurance

Carry your insurance ID card at all times. It will be emailed to you before you travel and must be shown when seeking medical care.

For non-emergencies:

Visit a walk-in clinic, urgent care center, or local doctor. Avoid going to the emergency room unless it’s a true emergency.

For emergencies:

If you need immediate care, go to the nearest ER or call emergency services. Make sure to notify WorldTrips if you’re hospitalized so they can assist with direct payments.

Insurance for students in Italy

Student Zone

After purchasing your insurance policy, you’ll receive login details for your Student Zone, your personal hub for all essential information, support contacts, and claims assistance.

If you receive treatment in Italy, you’ll typically pay upfront and then submit a claim for reimbursement. Be sure to keep all receipts and pharmacy details for any prescriptions.

Claim forms can be downloaded directly from your Student Zone and submitted via email. You can also track the status of your claims in the same area.

Peace of mind while studying in Italy

With WorldTrips, you’re not just checking a box for your visa, you’re securing reliable coverage for your health and well-being. The policy is designed specifically for international students and travelers and backed by responsive customer support, so you’re never alone when it matters most.

Whether you’re coming to Italy for language school, university, or a cultural experience, Go! Go! Italia recommends WorldTrips as your trusted health insurance partner.

Want to learn Italian in Italy? Contact us!

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